Stop doing bookkeeping by hand. Nikmani automates everything, explains every number in plain English or French, and tells you what is coming before it arrives.
Vos chiffres, dans votre langue.
Entering receipts by hand. Chasing bank statements. Matching transactions one by one. This is how Sunday nights get stolen.
Making pricing, hiring, and investment decisions without knowing whether the business is healthy or slowly sinking.
QuickBooks, FreshBooks, Xero: built for professionals. The average owner opens them, hits a wall of jargon, and gives up.
Accounting tools are backward-looking by design. Nobody warns you that you will run out of cash in six weeks until it is too late.
GST, HST, PST, and CRA rules bolted onto American platforms as patches. Canadian businesses navigate gaps the software was never built for.
Most tools store your numbers. None explain what they mean. No warnings. No guidance. Just data on a screen.
Nikmani is a cloud accounting platform that automates the inputs, explains the outputs in plain language, and looks forward instead of just backward.
Nikmani reads your receipts, learns your spending patterns, and keeps your books current automatically.
Snap or forward a receipt and Nikmani extracts vendor, date, amount, and taxes instantly. Paper, email, or PDF.
Direct connections to Canadian financial institutions are rolling out. Transactions will sync daily and match automatically.
The AI learns your business and suggests the right category for every transaction. One tap to approve.
No number goes unexplained. When something changes, Nikmani tells you what changed, why, and what it means.
Ask questions in plain language and get specific answers from your actual data. Not generic advice.
Hire one more person? Raise prices 10%? Run the numbers before you decide.
A plain-language monthly summary of what happened, what to watch, and what to do next.
Your revenue in March was $18,420, down 14% from February. The main driver was $3,200 in extra supply costs. Consider adjusting your service price by 8 to 10% to protect your margin.
Most accounting tools tell you what happened. Nikmani tells you what is about to happen and gives you time to act.
Rolling cash projections so you always know your runway. Updated automatically every day.
Know exactly what you need to cover costs. Understand fixed vs variable and which levers to pull.
Cash risks, overdue invoices, tax deadlines, unusual spending. All flagged before they become real problems.
Every other platform was built in the United States for American tax law, then had Canadian compliance bolted on as an afterthought. Nikmani was built for Canada from the very first line of code.
"The problem is not that small business owners are bad with money. The problem is that every tool built to help them was designed for someone else."
Nikmani was born from years of watching the same financial anxiety appear in every small business. The nail salon. The beauty salon. The farmer's market. The vet. The groomer. The same problem, in different rooms, across different years. Nobody had fixed it. So we did.
Sign up in under a minute. No credit card needed. Your Basic plan is free for as long as you want it. Invoicing, expense tracking, and profit and loss reports included.
Upload a CSV export from your bank or enter transactions manually, available on every plan. On Silver and above, you can also snap or upload a receipt and Nikmani reads it automatically: vendor, date, amount, and taxes extracted in seconds.
On Silver and above, the AI learns your business and automatically suggests the right category for every transaction. On Basic, you categorize with one tap from a clear list. Either way, your books stay current.
On Platinum, the Nikmani AI Consultant answers plain-language questions about your business using your actual data. Why did profit drop? What should I charge? Real answers, not generic advice.
Most accounting platforms bolt AI on top of legacy workflows. Nikmani was built AI-first from day one, built specifically for Canada.
| Capability | QuickBooks | FreshBooks | Wave | Nikmani |
|---|---|---|---|---|
| Canada-first tax compliance | Partial | ✕ | ✕ | ✓ |
| AI financial assistant | ✕ | ✕ | ✕ | ✓ |
| Plain language explanations | ✕ | ✕ | ✕ | ✓ |
| What-if scenario modeling | ✕ | ✕ | ✕ | ✓ |
| Cash flow forecasting | Partial | ✕ | ✕ | ✓ |
| Canadian data residency | ✕ | ✕ | ✕ | ✓ |
| Bilingual English and French | ✕ | ✕ | ✕ | ✓ |
| Free plan available | ✕ | ✕ | ✓ | ✓ |
All prices in Canadian dollars. No hidden fees. Cancel any time.
For freelancers and solo operators just getting started.
For growing freelancers and small shops ready to automate.
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For established businesses that want to plan ahead, not just react.
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For business owners who want full clarity and an AI financial advisor.
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All plans include GST/HST/PST compliance and bilingual support. Canadian bank feeds coming soon.
We built security and privacy into Nikmani from day one. Your data stays in Canada, stays encrypted, and is never sold.
All data encrypted in transit and at rest. Two-factor authentication. Role-based access controls. Regular penetration testing.
Your financial data is stored in Canada, by default, not optionally. PIPEDA requirements met from the ground up. Your data is never sold.
Full consent, access, and erasure controls aligned with Canada's federal privacy law. Your data is never sold to third parties.
Every AI answer cites its source. It never fabricates values or provides legal or tax advice. Honest answers about your business only.
Nikmani was designed for the person running the business, not for an accountant. You do not need to know what a debit or credit is. If you can read a bank statement, you can use Nikmani. Most people log their first transaction within five minutes of signing up.
Most people are up and running in under 15 minutes. You create an account, pick your province and business type, and start adding transactions -- by importing a CSV from your bank, manually, or letting AI categorize as you go. No software to install, no complicated onboarding.
Not at all. You can start from today and move forward. Many business owners begin at the start of their current fiscal year and leave historical data where it is. If you do want past transactions, Nikmani accepts the CSV exports that every major Canadian bank provides in their online portal.
No problem. You can export all your data at any time in standard formats and take it anywhere. If you close your account, we delete your information within 90 days. No penalties, no pressure, no data held hostage.
The Basic plan is genuinely free, forever. No credit card required to sign up, no trial countdown. It includes invoicing, income and expense tracking, and profit and loss reporting. The only things behind a paywall are the advanced AI features: automated categorization, cash flow forecasting, and the AI Consultant.
No. You can sign up and use the Basic plan indefinitely without entering any payment details. You only need a card when you choose to upgrade to a paid plan.
Your account automatically moves to the free Basic plan. None of your data is deleted. You keep everything you entered -- transactions, invoices, reports -- and can continue using the free features indefinitely, or upgrade whenever you are ready.
Yes. No annual contracts, no early cancellation fees on monthly plans. You cancel from inside your account settings in about 30 seconds. Your subscription stays active until the end of the billing period you already paid for, then it stops. That is the whole story.
Very. All data is encrypted in transit using TLS and encrypted at rest on Canadian servers. Passwords are stored as one-way hashes that no one can read, including us. Your financial records are isolated to your account only -- no other user can access them. You can also enable two-factor authentication for an extra layer of protection.
Only you, and any advisors you explicitly invite. Nikmani staff do not have access to your transactions. We cannot read your books. If you invite an accountant, you control exactly what they can see and can revoke access at any time.
Never. We do not sell your data, share it with advertisers, or use it for any purpose beyond operating your account. There are no ads on the Nikmani platform. Your financial data is not a product. It never will be.
Before you close your account, you can export everything -- transactions, invoices, reports -- in standard formats and take them anywhere. After you close your account, we permanently delete your personal data within 90 days. We keep no copies of your financial records.
Yes. Nikmani is built with PIPEDA and Quebec Law 25 in mind. Your data is stored in Canada by default. You can request a copy of everything we hold, correct inaccurate information, and request full deletion of your account and data at any time. We notify you if a breach occurs that could affect you.
Yes. When you select your province, Nikmani applies the correct tax rates automatically. GST, HST, PST, and QST for Quebec are all supported natively -- not bolted on. The platform generates a clear summary of what you collected and what you paid each period, ready for your CRA filing.
Significantly. Clean, categorized records throughout the year mean you arrive at tax time with organized books instead of a shoebox of receipts. Your accountant or tax preparer gets exactly the reports they need, which typically cuts year-end preparation time considerably. Some Nikmani users report it pays for itself just in accountant hours saved.
No. Tax filing requires professional judgment specific to your situation. What Nikmani does is make sure your records are accurate and well-organized so that filing -- whether you do it yourself or with your accountant -- is as fast and accurate as possible. Think of Nikmani as the preparation, not the filing.
Yes. Select Quebec as your province and Nikmani applies both GST and QST correctly, tracks what you owe each period, and generates the summaries you need for Revenu Quebec filings. The platform is also fully available in French.
Three concrete things. First, it categorizes your transactions automatically so you stop tagging every expense by hand. Second, it forecasts your cash flow so you can see what is coming before it hits. Third, on the Platinum plan, the AI Consultant answers plain-language questions using your actual numbers -- not generic advice. You can ask "can I afford to hire someone next quarter?" and get a real answer based on your business, not a template.
No. The AI suggests categories and surfaces insights, but nothing is applied without your review. You can correct any categorization in one click. Your books are always under your control. Nikmani is a tool, not an autonomous system running your finances.
No. When you use AI features, your financial context is sent to our AI provider (Anthropic) to generate a response. Anthropic does not use API-submitted data to train their models. We do not store your AI conversations on our servers beyond your session.
Not hard. Export your recent transactions as a CSV from your bank or your current software, import them into Nikmani, and AI categorizes them automatically. Most people complete the move in an afternoon. Since the Basic plan is free, you can run Nikmani in parallel with your current tool at no cost before committing.
Most accounting tools were built in the United States and adapted for Canada afterward. GST and bilingual support got added on top of a US foundation. Nikmani was built for Canada from the first line of code -- GST, HST, QST, and PST are native; the platform is fully bilingual; and AI is built in, not an optional add-on. If your current software has always felt like it was designed for someone else's country, that is because it probably was.
No. Nikmani exports financial data in standard formats that accountants work with every day. Clean, well-categorized data from Nikmani typically means less cleanup work for your accountant at year-end, not more.
Yes. You can invite your accountant with read-only or full access. They see the same real-time data you see. You control the access level and can revoke it at any time from your settings -- no phone call required, no waiting for us to do it.
No, and it is not trying to. Nikmani handles the daily grind -- categorizing transactions, tracking who owes you, keeping your books current -- so that when your accountant sits down with your records, they spend their time doing accountant work rather than cleaning up a year of mess. Your accountant gets better material to work with. That is a good thing for everyone.
Yes. You export your data from Nikmani in standard formats and hand it to your accountant. Many accountants who work with Nikmani users say the data they receive is cleaner and more organized than what they typically get from clients using other tools.
Yes. Nikmani is a web application that works on any device with a browser, including iPhone and Android. Nothing to download. You can log a transaction, check your cash position, create and send an invoice, or ask the AI Consultant a question from anywhere you have a signal.
Yes. Invoicing is included on every plan, including the free Basic plan. You create professional invoices, send them by email directly from Nikmani, record payments when they arrive, and see which clients have outstanding balances at a glance. No separate invoicing tool needed.
The support team is reachable through the in-app support tab or by email at contact@nikmani.com. We read every message and typically respond within one business day. For Platinum plan users, the AI Consultant can answer many financial questions immediately using your actual data -- no wait required.
Join Canadian small business owners who stopped guessing and started knowing.
No credit card required · Free plan available forever