Canada's first AI-native accounting platform

Your numbers speaking in your language.

Stop doing bookkeeping by hand. Nikmani automates everything, explains every number in plain English or French, and tells you what is coming before it arrives.

Vos chiffres, dans votre langue.

1.2M+Canadian SMBs underserved
$2.8BTotal addressable market
72%Of owners don't understand their finances
FreeTo start. No credit card required.
The problem

Running a business
is hard enough.
The finances shouldn't make it harder.

01

Hours of manual work every week

Entering receipts by hand. Chasing bank statements. Matching transactions one by one. This is how Sunday nights get stolen.

02

Flying blind on your own money

Making pricing, hiring, and investment decisions without knowing whether the business is healthy or slowly sinking.

03

Software built for accountants, not you

QuickBooks, FreshBooks, Xero — built for professionals. The average owner opens them, hits a wall of jargon, and gives up.

04

No view of what is coming

Accounting tools are backward-looking by design. Nobody warns you that you will run out of cash in six weeks until it is too late.

05

Canada treated as an afterthought

GST, HST, PST, and CRA rules bolted onto American platforms as patches. Canadian businesses navigate gaps the software was never built for.

06

Paying for data with zero insight

Most tools store your numbers. None explain what they mean. No warnings. No guidance. Just data on a screen.

The solution

Meet Nikmani.

Nikmani is a cloud accounting platform that automates the inputs, explains the outputs in plain language, and looks forward instead of just backward.

Automation first

Stop doing the work that should be done for you.

Nikmani reads your receipts, learns your spending patterns, and keeps your books current automatically.

AI receipt scanning

Snap or forward a receipt and Nikmani extracts vendor, date, amount, and taxes instantly. Paper, email, or PDF.

Live Canadian bank feeds

Connect your bank accounts. Transactions sync daily and are matched automatically with a confidence score.

Smart auto-categorization

The AI learns your business and suggests the right category for every transaction. One tap to approve.

Your business at a glance
Cash on hand$24,810
Revenue this month$21,340 ↑8%
Outstanding invoices$6,200 · 3 clients
HST payable$2,774 · Jun 15
Cash runway14 weeks
Uncategorized3 transactions
Profit margin34%
Breakeven78%
Books reconciled through yesterday
Explainability

Finances explained in plain language.

No number goes unexplained. When something changes, Nikmani tells you what changed, why, and what it means.

Nikmani AI Consultant

Ask questions in plain language and get specific answers from your actual data. Not generic advice.

What-if scenario modeling

Hire one more person? Raise prices 10%? Run the numbers before you decide.

Monthly narrative summaries

A plain-language monthly summary of what happened, what to watch, and what to do next.

Nikmani AI Consultant

Your revenue in March was $18,420, down 14% from February. The main driver was $3,200 in extra supply costs. Consider adjusting your service price by 8 to 10% to protect your margin.

Revenue (March)$18,420 ↓14%
Net profit$3,620 ↓54%
Cash runway11 weeks ✓
HST payable$2,394 · Jun 15
Forward-looking

See what is coming before it arrives.

Most accounting tools tell you what happened. Nikmani tells you what is about to happen and gives you time to act.

12-week cash flow forecast

Rolling cash projections so you always know your runway. Updated automatically every day.

Breakeven analysis

Know exactly what you need to cover costs. Understand fixed vs variable and which levers to pull.

Alerts before problems happen

Cash risks, overdue invoices, tax deadlines, unusual spending. All flagged before they become real problems.

12-week forecast
Wk 1Wk 4Wk 8Wk 12
Projected (Week 4)$31,200
Projected (Week 8)$28,400
Projected (Week 12)$19,800
Next tax deadlineJun 15 · 34 days
Runway is healthy. Watch June.
Built for Canada

Canada-first.
Not Canada-adapted.

Every other platform was built in the United States for American tax law, then had Canadian compliance bolted on as an afterthought. Nikmani was built for Canada from the very first line of code.

GST, HST and PST built into the core CRA-aligned chart of accounts PIPEDA privacy compliance Optional Canadian data residency Full bilingual English and French Canadian bank feed integrations Canadian invoicing standards

"The problem is not that small business owners are bad with money. The problem is that every tool built to help them was designed for someone else."

Nikmani was born from years of watching the same financial anxiety appear in every small business. The nail salon. The beauty salon. The farmer's market. The vet. The groomer. The same problem, in different rooms, across different years. Nobody had fixed it. So we did.

How it works

Set up in minutes.
Understand your money by morning.

01

Create your free account

Sign up in under a minute. No credit card needed. Your Basic plan is free for as long as you want it.

02

Connect your bank accounts

Link your Canadian bank accounts securely. Nikmani pulls your transactions automatically.

03

AI organizes everything

Transactions categorized, receipts matched, books current. Without you touching a thing.

04

Ask anything, get real answers

Open the Nikmani AI Consultant. Specific answers based on your actual numbers, in plain language.

Getting started
Create your free account
Connect your Canadian bank account
Review auto-categorized transactions
See your live financial dashboard
5
Ask your first question to the AI Consultant
Average setup time under 15 minutes
How we compare

Everything they
are missing.
Everything you need.

No existing accounting platform was built AI-native. No existing platform was built Canada-first. Nikmani is both.

CapabilityQuickBooksFreshBooksWaveNikmani
Canada-first tax compliancePartial
AI financial assistant
Plain language explanations
What-if scenario modeling
Cash flow forecastingPartial
Canadian data residency
Bilingual English and French
Free plan available
Pricing

Free to start.
Obvious reasons to upgrade.

All prices in Canadian dollars. No hidden fees. Cancel any time.

Basic
Free

For freelancers and solo operators just getting started.

  • Invoicing and expense tracking
  • Basic profit and loss report
  • Manual transaction entry
  • CSV import and export
  • Standard support
Silver
$19 CAD/mo

For growing freelancers and small shops ready to automate.

  • Everything in Basic
  • Live Canadian bank feeds
  • AI receipt scanning
  • Smart auto-categorization
  • Accounts receivable aging
  • GST and HST tracking
  • Priority email support
Most popular
Gold
$29 CAD/mo

For businesses that want to plan ahead, not just react.

  • Everything in Silver
  • 12-week cash flow forecast
  • Breakeven analysis
  • Fixed vs variable cost split
  • Project and job costing
  • Asset tracking
  • Configurable alerts
  • Customer profitability
Platinum
$49 CAD/mo

For business owners who want full clarity and an AI financial advisor.

  • Everything in Gold
  • Nikmani AI Consultant
  • Unlimited AI questions
  • What-if scenario modeling
  • Anomaly detection
  • Monthly narrative summaries
  • Audit-prep pack
  • Unlimited data retention

All plans include GST/HST/PST compliance, Canadian bank feeds, and bilingual support.

Security and privacy

Your financial data
belongs to you.

We built security and privacy into Nikmani from day one. Your data stays in Canada, stays encrypted, and is never sold.

Encrypted end to end

All data encrypted in transit and at rest. Two-factor authentication. Role-based access controls. Regular penetration testing.

Canadian data residency

Your financial data stays in Canada. Optional Canadian-only data residency available. PIPEDA requirements met from the ground up.

PIPEDA aligned

Full consent, access, and erasure controls aligned with Canada's federal privacy law. Your data is never sold to third parties.

Trustworthy AI

Every AI answer cites its source. It never fabricates values or provides legal or tax advice. Honest answers about your business only.

Common questions

Everything you need
to know before you
get started.

Is Nikmani built specifically for Canadian businesses?+

Yes. Nikmani was built from the ground up for Canada. GST, HST, and PST are handled natively, not bolted on. The chart of accounts is aligned with CRA requirements, and the platform is fully bilingual in English and French.

Does Nikmani support GST, HST, and PST?+

Yes. GST, HST, and PST are built into the core of Nikmani. The platform automatically calculates the correct tax treatment for each province and generates CRA-compliant tax reports.

Can I connect my Canadian bank account?+

Yes. Nikmani integrates with all major Canadian financial institutions including the Big Six banks. Transactions sync automatically and are matched and categorized by AI.

What is the Nikmani AI Consultant?+

The Nikmani AI Consultant is an AI-powered financial advisor built into the Platinum plan. You ask plain-language questions and it answers using your actual data. Real answers, not generic advice.

Is Nikmani available in French?+

Yes. Nikmani is fully bilingual in English and French. The entire platform including the AI consultant, financial reports, and customer support is available in both official Canadian languages.

Does Nikmani replace my accountant?+

Nikmani is designed to work alongside your accountant, not replace them. It automates day-to-day bookkeeping and gives your accountant clean, reconciled books. You can invite your accountant directly to your account.

Where is my data stored?+

All Nikmani data is stored on servers located in Canada by default. Your data is encrypted in transit and at rest, and is never sold to anyone.

How much does Nikmani cost?+

Nikmani starts completely free with the Basic plan. Paid plans start at $19 CAD per month for Silver, $29 for Gold, and $49 for Platinum. All prices in Canadian dollars with no hidden fees.

Get started today
Your finances,
finally clear.

Join Canadian small business owners who stopped guessing and started knowing.

No credit card required · Free plan available forever